Golden Crown Cards

More then 180 thousand of our clients using “Golden Crown” cards found it to be very convenient and practical “electronic wallet” that ensures absolute security of funds. Due to the confidential PIN-code, no one except the cardholder is able to use the card in case it’s lost or stolen, so the funds are kept safe at the personal card-account. The card would permit to solve the problems with the lack of small change when making purchases and allows you to make a profit with account balance interest.

“Golden Crown” is the largest payment system countrywide issuing plastic cards with embedded microprocessor used for payments and purchases. Comparing to magnetic stripe cards plastic cards equipped with microprocessor (smart card) has the following advantages:

• Smart card has a memory capability that enables to store account status data. It allows making payments through the ATM within account balance. The terminal doesn’t need to contact the Bank for each payment - just once or twice per 24 hours.
• Microprocessor card is based on secure encryption technology that provides maximum protection for your funds.
• Microprocessor card allows making payments and purchases easily and conveniently at minimum cost for payment transactions.

“Dalcombank” “Golden Crown” card helps you:

1. to keep your funds secure and safe when traveling
2. to get discounts and special offers when making purchases
3. to accumulate funds for forthcoming purchases
4. to withdraw cash from the ATM quickly and easily
5. to pay bills
6. to make payments and to withdraw cash in other Russian cities
7. to introduce flexible credit scheme for “Golden Crown” cardholders
8. to introduce cashless payments solutions
9. to provide 100% protection from fraud or unauthorized use

Plastic Cards

“Golden Crown” is the largest Russian interbank payment system. It includes 213 banks and over 2.6 millions of clients in all regions of Russia and CIS countries. The system is based on multi-functional microprocessor-equipped cards. “Golden Crown” card has the following advantages:

• Wide service network covering Russia and CIS countries: “Golden Crown” service system has over 13000 terminals, about 2000 payout offices, 900 automatic teller machines. “Golden Crown” cards are accepted in 200 Russian cities as well as in many cities of bordering countries.
• 100% security level
• Long time of use (7 years of guarantee)

With Golden Crown card you can:

• withdraw large amount of cash ( up to 5 million rubles at once depending on card limit)
• receive your card right after applying for it
• use “Golden Crown” as “electronic wallet”, “traveller’s card” and discount card.
• open several different accounts for one card
• use extra services of the ATM - pay for services, check and print out account balance information, change PIN-code at the ATM directly, transfer funds from account to account, change limits).